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Financial Calculator

Advanced financial calculator with future value.

Rating
4.8 (24 reviews)
Downloads
1,011 downloads
Version
1.0.0

Overview

Advanced financial calculator with future value.

Complete Documentation

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Financial Calculator

Comprehensive financial calculations including future value, present value, discount/markup pricing, compound interest, and comparative tables.

Quick Start

CLI Usage

bash
# Future Value
python3 scripts/calculate.py fv 10000 0.05 10 12
# PV=$10,000, Rate=5%, Years=10, Monthly compounding

# Present Value
python3 scripts/calculate.py pv 20000 0.05 10 12
# FV=$20,000, Rate=5%, Years=10, Monthly compounding

# Discount
python3 scripts/calculate.py discount 100 20
# Price=$100, Discount=20%

# Markup
python3 scripts/calculate.py markup 100 30
# Cost=$100, Markup=30%

# Future Value Table
python3 scripts/calculate.py fv_table 10000 0.03 0.05 0.07 --periods 1 5 10 20
# Principal=$10,000, Rates=3%,5%,7%, Periods=1,5,10,20 years

# Discount Table
python3 scripts/calculate.py discount_table 100 10 15 20 25 30
# Price=$100, Discounts=10%,15%,20%,25%,30%

Web UI

Launch the interactive calculator:

bash
./scripts/launch_ui.sh [port]
# Default port: 5050
# Opens at: http://localhost:5050
# Auto-creates venv and installs Flask if needed

Or manually:

bash
cd skills/financial-calculator
python3 -m venv venv  # First time only
venv/bin/pip install flask  # First time only
venv/bin/python scripts/web_ui.py [port]

Features:

  • 7 calculator types with intuitive tabs
  • Real-time calculations
  • Interactive tables
  • Beautiful gradient UI
  • Mobile-responsive design

Calculators

1. Future Value (FV)

Calculate what an investment will be worth in the future with compound interest.

Use cases:

  • Investment growth projections
  • Savings account growth
  • Retirement planning
Inputs:
  • Principal amount
  • Annual interest rate (%)
  • Time period (years)
  • Compounding frequency (annual/quarterly/monthly/daily)

2. Present Value (PV)

Calculate the current value of a future amount (discounted value).

Use cases:

  • Loan valuation
  • Bond pricing
  • Investment analysis
Inputs:
  • Future value
  • Annual discount rate (%)
  • Time period (years)
  • Compounding frequency

3. Discount Calculator

Calculate final price after applying percentage discount.

Use cases:

  • Retail pricing
  • Sale calculations
  • Cost savings analysis
Inputs:
  • Original price
  • Discount percentage
Outputs:
  • Discount amount
  • Final price
  • Savings percentage

4. Markup Calculator

Calculate selling price from cost and markup percentage.

Use cases:

  • Product pricing
  • Profit margin calculation
  • Business pricing strategy
Inputs:
  • Cost price
  • Markup percentage
Outputs:
  • Markup amount
  • Selling price
  • Profit margin (as % of selling price)

5. Compound Interest

Detailed breakdown of compound interest calculations.

Use cases:

  • Interest analysis
  • Effective rate comparison
  • Loan interest calculation
Outputs:
  • Final amount
  • Total interest earned
  • Effective annual rate

6. Future Value Table

Generate comparison table across multiple rates and time periods.

Use cases:

  • Investment scenario comparison
  • Rate shopping
  • Long-term planning
Features:
  • Add multiple interest rates
  • Add multiple time periods
  • View all combinations in sortable table
  • See total gain and gain percentage

7. Discount Table

Compare multiple discount percentages for the same price.

Use cases:

  • Bulk pricing strategies
  • Promotional planning
  • Price comparison
Features:
  • Add multiple discount percentages
  • See all discount scenarios
  • Compare final prices and savings

Installation

Requires Python 3.7+ and Flask:

bash
pip install flask

Or with venv:

bash
python3 -m venv venv
source venv/bin/activate
pip install flask

Python API

Import the calculation module:

python
from calculate import (
    future_value,
    present_value,
    discount_amount,
    markup_price,
    compound_interest,
    generate_fv_table,
    generate_discount_table
)

# Calculate FV
fv = future_value(
    present_value=10000,
    rate=0.05,  # 5% as decimal
    periods=10,
    compound_frequency=12  # Monthly
)

# Generate table
table = generate_fv_table(
    principal=10000,
    rates=[0.03, 0.05, 0.07],  # As decimals
    periods=[1, 5, 10, 20]
)

Formulas

See references/formulas.md for detailed mathematical formulas, examples, and use cases for all calculations.

Tips

Rate Format:

  • CLI: Use decimals (0.05 for 5%)
  • Web UI: Use percentages (5 for 5%)
  • Python API: Use decimals (0.05 for 5%)
Compounding Frequencies:
  • 1 = Annual
  • 4 = Quarterly
  • 12 = Monthly
  • 365 = Daily
Table Generation: Best practices for meaningful comparisons:
  • FV tables: Use 3-5 rates, 4-6 time periods
  • Discount tables: Use 5-10 discount percentages
  • Keep tables focused for easier analysis
Performance:
  • Web UI calculations are instant
  • Tables with >100 combinations may take a few seconds
  • CLI is fastest for single calculations

Common Workflows

Investment Planning

  • Use FV Calculator to project single investment
  • Generate FV Table to compare different rates
  • Check Compound Interest for detailed breakdown

Pricing Strategy

  • Use Markup Calculator to set selling price
  • Generate Discount Table to plan promotions
  • Compare margins and final prices

Loan Analysis

  • Use PV Calculator to value loan
  • Check Compound Interest for total interest cost
  • Generate FV Table to compare loan terms

Installation

Terminal bash

openclaw install financial-calculator
    
Copied!

💻Code Examples

# Price=$100, Discounts=10%,15%,20%,25%,30%

-price100-discounts1015202530.txt
### Web UI

Launch the interactive calculator:

venv/bin/python scripts/web_ui.py [port]

venvbinpython-scriptswebuipy-port.txt
**Features:**
- 7 calculator types with intuitive tabs
- Real-time calculations
- Interactive tables
- Beautiful gradient UI
- Mobile-responsive design

## Calculators

### 1. Future Value (FV)
Calculate what an investment will be worth in the future with compound interest.

**Use cases:**
- Investment growth projections
- Savings account growth
- Retirement planning

**Inputs:**
- Principal amount
- Annual interest rate (%)
- Time period (years)
- Compounding frequency (annual/quarterly/monthly/daily)

### 2. Present Value (PV)
Calculate the current value of a future amount (discounted value).

**Use cases:**
- Loan valuation
- Bond pricing
- Investment analysis

**Inputs:**
- Future value
- Annual discount rate (%)
- Time period (years)
- Compounding frequency

### 3. Discount Calculator
Calculate final price after applying percentage discount.

**Use cases:**
- Retail pricing
- Sale calculations
- Cost savings analysis

**Inputs:**
- Original price
- Discount percentage

**Outputs:**
- Discount amount
- Final price
- Savings percentage

### 4. Markup Calculator
Calculate selling price from cost and markup percentage.

**Use cases:**
- Product pricing
- Profit margin calculation
- Business pricing strategy

**Inputs:**
- Cost price
- Markup percentage

**Outputs:**
- Markup amount
- Selling price
- Profit margin (as % of selling price)

### 5. Compound Interest
Detailed breakdown of compound interest calculations.

**Use cases:**
- Interest analysis
- Effective rate comparison
- Loan interest calculation

**Outputs:**
- Final amount
- Total interest earned
- Effective annual rate

### 6. Future Value Table
Generate comparison table across multiple rates and time periods.

**Use cases:**
- Investment scenario comparison
- Rate shopping
- Long-term planning

**Features:**
- Add multiple interest rates
- Add multiple time periods
- View all combinations in sortable table
- See total gain and gain percentage

### 7. Discount Table
Compare multiple discount percentages for the same price.

**Use cases:**
- Bulk pricing strategies
- Promotional planning
- Price comparison

**Features:**
- Add multiple discount percentages
- See all discount scenarios
- Compare final prices and savings

## Installation

Requires Python 3.7+ and Flask:

pip install flask

pip-install-flask.txt
## Python API

Import the calculation module:
example.sh
# Future Value
python3 scripts/calculate.py fv 10000 0.05 10 12
# PV=$10,000, Rate=5%, Years=10, Monthly compounding

# Present Value
python3 scripts/calculate.py pv 20000 0.05 10 12
# FV=$20,000, Rate=5%, Years=10, Monthly compounding

# Discount
python3 scripts/calculate.py discount 100 20
# Price=$100, Discount=20%

# Markup
python3 scripts/calculate.py markup 100 30
# Cost=$100, Markup=30%

# Future Value Table
python3 scripts/calculate.py fv_table 10000 0.03 0.05 0.07 --periods 1 5 10 20
# Principal=$10,000, Rates=3%,5%,7%, Periods=1,5,10,20 years

# Discount Table
python3 scripts/calculate.py discount_table 100 10 15 20 25 30
# Price=$100, Discounts=10%,15%,20%,25%,30%
example.sh
./scripts/launch_ui.sh [port]
# Default port: 5050
# Opens at: http://localhost:5050
# Auto-creates venv and installs Flask if needed
example.sh
cd skills/financial-calculator
python3 -m venv venv  # First time only
venv/bin/pip install flask  # First time only
venv/bin/python scripts/web_ui.py [port]
example.sh
python3 -m venv venv
source venv/bin/activate
pip install flask
example.py
from calculate import (
    future_value,
    present_value,
    discount_amount,
    markup_price,
    compound_interest,
    generate_fv_table,
    generate_discount_table
)

# Calculate FV
fv = future_value(
    present_value=10000,
    rate=0.05,  # 5% as decimal
    periods=10,
    compound_frequency=12  # Monthly
)

# Generate table
table = generate_fv_table(
    principal=10000,
    rates=[0.03, 0.05, 0.07],  # As decimals
    periods=[1, 5, 10, 20]
)

Tags

#git_and-github

Quick Info

Category Development
Model Claude 3.5
Complexity Advanced
Author tarigha
Last Updated 3/10/2026
🚀
Optimized for
Claude 3.5
🧠

Ready to Install?

Get started with this skill in seconds

openclaw install financial-calculator