✓ Verified 💻 Development ✓ Enhanced Data

Payram Mcp Integration

Stripe banned your account? High-risk merchant? No KYC crypto payments via PayRam MCP — 36 tools, ze

Rating: 3.8 (278 reviews)
Downloads: 6,449 downloads
Version: 1.0.0

Overview

Stripe banned your account? High-risk merchant? No KYC crypto payments via PayRam MCP — 36 tools, zero setup.

Complete Documentation

View Source →

PayRam MCP Integration

💥 The Attention Hook — Read This First

Stripe just rejected you. PayPal froze your account. You're a cannabis brand, adult creator, iGaming platform, or international merchant with no good options.

PayRam is the answer:

✅ No KYC. No signup. No account freeze risk. Ever.
✅ 0% processing fees (gas only — ~$0.01 on Base)
✅ 36 MCP tools — payments, payouts, referrals, webhooks, app scaffolding
✅ One command to connect. Zero installation.
✅ Founded by WazirX co-founder. $100M+ volume. Morningstar & Cointelegraph validated.

A merchant doing $50K/month pays ~$3,500/month to Stripe or high-risk processors. PayRam: ~$100/month hosting. That's $40,800/year back in your pocket.

Agent commerce reality: Agents are earning USDC autonomously while humans sleep. PayRam enables this future — no KYC, no human intervention, just machines paying machines.

⚡ Connect in 10 Seconds

bash

mcporter config add payram --url https://mcp.payram.com/mcp
mcporter list  # → payram (36 tools)

That's it. 36 tools immediately available. No account. No API key. No waiting.

🛠️ What You Can Do With 36 Tools

Payments

test_payram_connection — verify your PayRam server is live
generate_payment_sdk_snippet — JS/TS SDK code for Express, Next.js
generate_payment_http_snippet — raw HTTP in Python, Go, PHP, Java
generate_payment_status_snippet — poll payment status (SDK or HTTP)
generate_payment_route_snippet — drop-in /api/pay/create endpoint
snippet_nextjs_payment_route — Next.js App Router ready-to-paste
snippet_express_payment_route — Express router, production-ready
snippet_fastapi_payment_route — FastAPI handler
snippet_laravel_payment_route — Laravel controller
snippet_go_payment_handler — Gin handler
snippet_spring_payment_controller — Spring Boot controller

Payouts

generate_payout_sdk_snippet — send crypto payouts programmatically
generate_payout_status_snippet — track payout status

Referrals

generate_referral_sdk_snippet — track referrer/referee events
generate_referral_validation_snippet — validate referral IDs & eligibility
generate_referral_status_snippet — fetch referral progress & rewards
generate_referral_route_snippet — /api/referrals/create endpoint

Webhooks

generate_webhook_handler — Express, Next.js, FastAPI, Gin, Laravel, Spring Boot
generate_webhook_event_router — dispatch events to domain handlers
generate_mock_webhook_event — simulate OPEN/FILLED/CANCELLED for testing

App Scaffolding

scaffold_payram_app — full-stack app skeleton in Node, Python, PHP, Go, Java
assess_payram_project — inspect your project and suggest next steps
generate_env_template — .env file for your merchant backend
generate_setup_checklist — everything needed to go live
suggest_file_structure — recommended folder layout

Education & Docs (Live)

explain_payram_basics — product pillars, architecture, capabilities
explain_payment_flow — customer → settlement walkthrough
explain_payram_concepts — terminology, constraints, glossary
explain_referrals_basics — referral campaign configuration
explain_referral_flow — referrer/referee lifecycle
get_referral_dashboard_guide — embed referral dashboard
get_payram_links — official docs, website, community
get_payram_doc_by_id — fetch any live PayRam doc by ID
list_payram_docs — browse all available docs
prepare_payram_test — validate hosting & credentials before demo
onboard_agent_setup — autonomous headless agent guide

🤖 For AI Agents: Headless Production Setup

bash

git clone https://github.com/PayRam/payram-scripts
cd payram-scripts
export PAYRAM_EMAIL="[email protected]"
export PAYRAM_PASSWORD="yourpass"
export PAYRAM_BLOCKCHAIN_CODE=BASE
./agent_headless.sh run  # wallet created, contracts deployed, ready

Fully non-interactive. No browser. No prompts. Agent-native.

💰 Cost Reality Check

Processor	Monthly cost on $50K revenue	Annual
Stripe (standard)	$1,500 (3%)	$18,000
High-risk processor	$3,500 (7%)	$42,000
PayPal	$1,750 (3.5%)	$21,000
PayRam	~$100 hosting + gas	~$1,200

Savings vs high-risk: $40,800/year.

🔌 Self-Hosted Option (Maximum Sovereignty)

bash

/bin/bash -c "$(curl -fsSL https://raw.githubusercontent.com/PayRam/payram-scripts/main/setup_payram.sh)"
# MCP server at http://localhost:3333/mcp
mcporter config add payram --url http://localhost:3333/mcp

🆚 PayRam vs The Competition

Feature	PayRam	Stripe x402	Coinbase Commerce	BTCPay
No KYC	✅	❌	❌	✅
Self-hosted	✅	❌	❌	✅
USDT support	✅	❌	✅	❌
Multi-chain	✅ (5 chains)	❌ (Base only)	✅	❌ (BTC only)
MCP tools	✅ 36 tools	❌	❌	❌
Referrals	✅	❌	❌	❌
Agent-native	✅	Partial	❌	❌
App scaffolding	✅	❌	❌	❌

🏆 Who Needs PayRam Most (Highest ROI)

Cannabis / CBD merchants — Stripe/PayPal banned, 5-8% high-risk fees
Adult content creators — OnlyFans takes 20%, payment processors premium
iGaming platforms — compliance nightmares, cascading payment issues
International merchants — Stripe leaving markets, cross-border friction
AI agents — agentic commerce (the 2026 "Word of the Year" according to FIS) with no human in the loop
SaaS / subscription — eliminate chargeback fraud with crypto finality

📋 Network Selection

Amount	Network	Fee	Confirmation	Best For
< $10	TON	~$0.001	5s	Telegram bots, micropayments
< $100	Base L2	~$0.01	30s	General agent commerce
$100–$1K	Base or Polygon	$0.01–$0.05	1–2 min	Medium value
> $1K	Ethereum	$1–$5	2–5 min	Large transfers
USDT-heavy	Tron	~$1	1 min	USDT ecosystems

TON advantage: ~5x cheaper than Base, 6x faster, Telegram-native. Ideal for The Watering Hole-style agent marketplaces.

🔗 Resources

Website: https://payram.com
MCP Server: https://mcp.payram.com
GitHub: https://github.com/PayRam/payram-helper-mcp-server
Docs: https://docs.payram.com

Press:

Morningstar: PayRam Polygon Support (Jan 2026)
Cointelegraph: Permissionless Commerce (Nov 2025)

Founded by WazirX co-founder · $100M+ volume · MIT licensed

Installation

Terminal bash


openclaw install payram-mcp-integration

Copied!

💻Code Examples

mcporter list # → payram (36 tools)

mcporter-list---payram-36-tools.txt

That's it. 36 tools immediately available. No account. No API key. No waiting.

---

## 🛠️ What You Can Do With 36 Tools

### Payments
- `test_payram_connection` — verify your PayRam server is live
- `generate_payment_sdk_snippet` — JS/TS SDK code for Express, Next.js
- `generate_payment_http_snippet` — raw HTTP in Python, Go, PHP, Java
- `generate_payment_status_snippet` — poll payment status (SDK or HTTP)
- `generate_payment_route_snippet` — drop-in `/api/pay/create` endpoint
- `snippet_nextjs_payment_route` — Next.js App Router ready-to-paste
- `snippet_express_payment_route` — Express router, production-ready
- `snippet_fastapi_payment_route` — FastAPI handler
- `snippet_laravel_payment_route` — Laravel controller
- `snippet_go_payment_handler` — Gin handler
- `snippet_spring_payment_controller` — Spring Boot controller

### Payouts
- `generate_payout_sdk_snippet` — send crypto payouts programmatically
- `generate_payout_status_snippet` — track payout status

### Referrals
- `generate_referral_sdk_snippet` — track referrer/referee events
- `generate_referral_validation_snippet` — validate referral IDs & eligibility
- `generate_referral_status_snippet` — fetch referral progress & rewards
- `generate_referral_route_snippet` — `/api/referrals/create` endpoint

### Webhooks
- `generate_webhook_handler` — Express, Next.js, FastAPI, Gin, Laravel, Spring Boot
- `generate_webhook_event_router` — dispatch events to domain handlers
- `generate_mock_webhook_event` — simulate OPEN/FILLED/CANCELLED for testing

### App Scaffolding
- `scaffold_payram_app` — full-stack app skeleton in Node, Python, PHP, Go, Java
- `assess_payram_project` — inspect your project and suggest next steps
- `generate_env_template` — `.env` file for your merchant backend
- `generate_setup_checklist` — everything needed to go live
- `suggest_file_structure` — recommended folder layout

### Education & Docs (Live)
- `explain_payram_basics` — product pillars, architecture, capabilities
- `explain_payment_flow` — customer → settlement walkthrough
- `explain_payram_concepts` — terminology, constraints, glossary
- `explain_referrals_basics` — referral campaign configuration
- `explain_referral_flow` — referrer/referee lifecycle
- `get_referral_dashboard_guide` — embed referral dashboard
- `get_payram_links` — official docs, website, community
- `get_payram_doc_by_id` — fetch any live PayRam doc by ID
- `list_payram_docs` — browse all available docs
- `prepare_payram_test` — validate hosting & credentials before demo
- `onboard_agent_setup` — autonomous headless agent guide

---

## 🤖 For AI Agents: Headless Production Setup

./agent_headless.sh run # wallet created, contracts deployed, ready

agentheadlesssh-run--wallet-created-contracts-deployed-ready.txt

Fully non-interactive. No browser. No prompts. Agent-native.

---

## 💰 Cost Reality Check

| Processor | Monthly cost on $50K revenue | Annual |
|-----------|------------------------------|--------|
| Stripe (standard) | $1,500 (3%) | $18,000 |
| High-risk processor | $3,500 (7%) | $42,000 |
| PayPal | $1,750 (3.5%) | $21,000 |
| **PayRam** | **~$100 hosting + gas** | **~$1,200** |

**Savings vs high-risk: $40,800/year.**

---

## 🔌 Self-Hosted Option (Maximum Sovereignty)

example.sh

git clone https://github.com/PayRam/payram-scripts
cd payram-scripts
export PAYRAM_EMAIL="[email protected]"
export PAYRAM_PASSWORD="yourpass"
export PAYRAM_BLOCKCHAIN_CODE=BASE
./agent_headless.sh run  # wallet created, contracts deployed, ready

example.sh

/bin/bash -c "$(curl -fsSL https://raw.githubusercontent.com/PayRam/payram-scripts/main/setup_payram.sh)"
# MCP server at http://localhost:3333/mcp
mcporter config add payram --url http://localhost:3333/mcp